Personal Loans

Back in the old days (a.k.a. a few years ago), banks would determine if you were worthy of a loan by looking at your credit score and your income. Now, with defaults at near-record levels, lenders are much more cautious about who they give money to, so much so they're willing to violate your...

Payday loans can wreak havoc on a person's financial life. These loans carry sky-high APRs and the penalties for late or missed payments can be extreme. Many consumers, who turned to payday lenders in a time of need, later find themselves worse off than when they started. In this series, WalletPop...

You know those people that just don't seem to get it when it comes to money etiquette? Whether it's a check-splitting cheat, a mooch, a tireless borrower or one of the seven other money jerks we highlight below, see if you can pick out any of the financial fools in your life.

Rules from the Federal Trade Commission kick in today that will protect consumers from many of the most common abuses by debt-settlement firms. The new rules prevent these firms from misrepresenting themselves to consumers or making promises that they can't keep. Since the recession began,...

Now that President Barack Obama has signed into law the biggest overhaul of the banking industry since the Great Depression, many Americans are wondering exactly how financial reform will impact them. Officially called The Dodd-Frank Wall Street Reform and Consumer Protection Act, the far-reaching...

America, give yourself a pat on the back. According to new data from the American Bankers Association, more of us are paying our credit cards and home equity loans on time -- which is good news in a still shaky economy. Bank card delinquencies dropped from 4.39% in the last quarter of 2009 to 3.88%...

A new study released on June 24 highlighted some troubling facts about the financial awareness and stability of today's American women. The research, conducted by Harris Interactive for the Lending Club, found that only 65% of women knew their credit score vs. 74% of men. What's more, only 72% knew...